ZikiCash
Gives
You More !

We are excited to offer our customers a special benefit with every remittance. As a recipient of funds through Ziki Cash, you will enjoy free funeral cover and health cashback cover for 30 days following the collection of your money.

Key Benefits

Funeral Cover

In the unfortunate event of death within 30 days of collecting a transfer, a one-time payment of $250 will be made to your nominated beneficiary.

Hospital Cover

If you are hospitalized within 30 days of collecting a transfer, you will receive a hospital cashback benefit of $50 for each day after 48 hours of hospitalization, up to a maximum of 5 days.

Eligibility Criteria

Recipient: the recipient of the funds is the life assured.

Minimum Transfer Amount: The transfer must meet the minimum threshold value of USD 50.

Age Limit: Cover is available to individuals aged below 70

Funeral Cash plan

  • Required documents:
  • Death Certificate
  • Fully completed claim form
  • Burial Order
  • Accident Report (if applicable)
  • Police Report (if applicable)
  • Proof of identity of both beneficiary and deceased
  • Copy of BD 11/2

Hospital Cash Plan

  • Required documents:
  • National indentification
  • Hospital admission and discharge forms
  • Medical report
  • Completed claim form

*Terms and Conditions

Commencement Date: Cover starts the day after remittance collection.
Notice Period: Claims must be notified within 30 days of the claim event.
Policy Currency: USD

 

Renewal:

Coverage is renewed each time you collect new money through ZikiCash and opt for the cover.

  • Underwriting: No underwriting is required at policy issue.
  • Cooling-off Period: None
  • Surrender Value: None

 

Exclusions

  • Claims resulting from:
  • The assured’s own act.
  • Participation in war or acts of war.
  • Participation in civil unrest, terrorism, or similar activities.
  • Radioactivity and nuclear explosions.
  • Wilful breaking of any law.
  • Excessive consumption of alcohol or drugs (unless prescribed).
  • Participation in hazardous pursuits.
  • Epidemics declared by WHO.

 

Governing Law

This policy is governed by the laws of Zimbabwe.

 

Enjoy peace of mind with Ziki Cash! Our innovative cover ensures you and your loved ones are protected in times of need. For more information or to view the full terms and conditions, please visit our [Terms and Conditions].